Establish Your Credit Worthiness

Bad credit can happen to good people. Don't despair if it has happened to you. There are ways you can get your creditworthiness in shape over time. But you have to start working on it today -- and keep working hard to show potential lenders that you're serious about getting your ability to take on credit in order. As you do so, your creditworthiness should improve and that could result in better credit offers and a savings in money. There are no quick fixes to improve your creditworthiness because accurate and timely credit information generally cannot be removed from your credit report. By improving creditworthy behavior going forward and over time you may be able reestablish your creditworthiness and credit capacity.

11 Tips To Rebuild Your Credit

Looking for tips to build your credit? Here’s a slew of them to help you get your credit back on track.

Set a date night with your credit. Think of it as your monthly check-up, or weigh in. Or add it

to your to-do list when you pay your bills. Just be sure to take a few minutes each month to review your credit scores, monitor your progress, and set your goals for the coming month.  Your credit reports and scores are generated when they are requested, so as soon as negative information is no longer reported — or positive information is reported — your scores can change.

Don’t overlook the obvious. When you are trying to fix your credit, you may find yourself focusing on the “big” stuff like judgments, charge-offs or other negative information. But the personal information on your credit reports is also important.

A misspelling of your name, or an address you’ve never lived at, could indicate your credit information is getting mixed up with someone else’s. So take errors here as seriously as any other mistakes you may find on your credit reports.

Credit Education

Learning how to manage or repair your credit? Review these sections for additional help.

If you are unable to find what you are looking for; fill out the below form to request your FREE credit restoration consultation with Chantel Bernal.

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